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Question Answer related to SBI PO | Solution for every problem

If you are having any problem related to SBI PO (notification, date, syllabus, exam pattern, etc) then you are at right place. We have provided tons of questions and answer which students and candidates have asked from us.

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What is the salary of an SBI PO officer?

The salary structure of SBI PO officer is as follows.

The basic salary of SBI PO is Rs 23,700. Apart from this, a person at the post of POrwill get 4 advance increments of Rs 980 which will be added to the basic payment, therefore, the basic salary in total will be Rs 27,620.

SBI PO Salary 2017 – Pay Scale

Starting basic pay is Rs. 27,620/- (with 4 advance increments) in the scale of Rs.23700-980/7- 30560-1145/2-32850-1310/7-42020 applicable to Junior Management Grade Scale-I.

The person will also be eligible for D.A, H.R.A/Lease rental, C.C.A, Medical and other allowances & perquisites as per rules in force from time to time.

SBI PO Salary 2017 – Earnings

  • Basic Salary = Rs. 27620
  • Dearness Allowance = Rs. 12677
  • City Compensatory Allowance (CCA) = Rs. 870
  • Special Allowance = Rs. 2140
  • Total Earning Before Deductions = Rs. 43307

SBI PO Salary 2017 – Deductions

  • PF (10% of Basic) = Rs. 2,762
  • NPS (10% of Basic+DA) = Rs. 4,000
  • Income Tax = As per govt norms.
  • Other allowances including Newspapers, Entertainment Allowance, Conveyance etc.) = Rs. 4,130
  • HRA = Rs. 2,486

SBI PO Salary 2017 – Benefits

The candidates apart from the remuneration are also entitled to the following benefits:

  • Leased accommodation ranging from Rs 8,000 in ‘C’ Category centers to Rs 29, 500 in Metros
  • Medical insurance for self is 100 % and for a family is 75%
  • Home Travel Concession/ Leave Fare Concession.
  • Concessional interest rates for Housing/Car/Personal Loans

The total compensation per annum on CTC basis would be a minimum of Rs. 7.93 lacs and maximum of Rs 12.95 lacs depending on the place of posting and other factors.

What are the hacks for cracking the SBI PO?

I Studied 4 hours a day for 3 months along with a 10-hour job which consumed a lot of my energy and made it into the blue corridors of this banking behemoth. Here are my cents for cracking this examination:

  • Avoid static GK completely. Learn the concept of opportunity cost and you will get a lot of clarity on this hack of mine.
  • Quantitative Aptitude section is majorly about Data Interpretation cases. Become quick in simple calculations and it will save you a lot of time in the main examination.
  • Learn tables, square roots and cube roots. For bigger numbers, learn the tricks from YouTube to calculate it real fast. Remember, a second saved is a second earned.
  • For every subject, focus more on quality rather than quantity.
  • Revise GK Capsules for last three months after prelims results are out. Don’t just cram the bullets, dig deep into them and go through every point again and again.
  • Clarity of mind is essential for the exam. I was clear about focusing on accuracy and thought about nothing else during the mains exam.
  • Give a lot of mocks. And give them as if you are appearing in the real examination. It will eliminate a lot of problems that you might face on D-day.
  • Solve a lot of time-bound quizzes. It will keep a good check on your speed and accuracy.
  • Play it smart. You can not master every topic in the syllabus.
  • During preparation, don’t think about how much others are studying. Their preparation is beyond your control.
  • Don’t waste time picking up a grammar book and cramming all the rules. Rather give time to reading, consume a lot of articles daily and it will have compounding effects over a period of time.
  • Edit: Do not reveal about your preparation to anybody, most importantly, relatives. This way you will be away from all the negativity and bullshit failure stories that they preach.
  • Read a lot of banking awareness and get into minute details of every topic.

Remember, the battle rests inside the mind. Condition it for success and things will work out your way.


How do I prepare for SBI PO 2018?

Expect the unexpected, that’s what we have observed in SBI PO Exam this year or last year. So it is expected that SBI will come up with new surprises in upcoming exam. To beat the competition, you need to be aware of the exact syllabus of SBI PO exam, so that you can frame your strategies and implement the same during the exam

I. SBI PO Syllabus 2018 for Prelims Exam – Reasoning Ability (35 Questions)

Reasoning Aptitude – Level (Tough) – The level of the Reasoning section will be tough. The questions can be asked from various topics like –

  • Puzzle and Circular/Linear/Square Arrangement (3-4 sets of puzzles may be asked in exam)
  • Inequality
  • Syllogism (Old and New Pattern)
  • Coding – Decoding (Old and New Pattern)
  • Blood Relations
  • Direction sense
  • Order and Ranking

II. SBI PO Syllabus for Prelims 2018 – Quantitative Aptitude (35 Questions)

The level of this section will be tough & calculative in solving. The questions can be asked from various topics like –

  • Number Series
  • Simplification/ Approximation
  • Quadratic Equations
  • Data Interpretation
  • Miscellaneous (Age, Mixture Allegation, Partnership,Pipes and Cisterns, Profit Loss, Average, Boats & Stream, Compound/Simple Interest, Time & Work, Probability etc.)

III. SBI PO Syllabus for English Language (30 Questions)

The difficulty level of this section would be of moderate level. The questions can be asked from various topics like –

  • Reading Comprehension
  • Cloze Test (New and Old Pattern)
  • Parajumbles (New and Old Pattern)
  • Spotting Errors (New and Old Pattern)
  • Sentence Improvement
  • Fill in the Blanks

Know where you stand!

Firstly, in beginning of the preparation process, sit down and with a focused and methodical approach, start with an honest analysis of yourself. What are your strengths? Where are you good at? What are your areas of improvement? Where do you need more time to practice? This analysis can be done by taking up an Online Mock Test.

Take the test as though you were answering the real one. Take it seriously. And then, when you are done, see the patterns of your results. What key points come up? Are you weak in vocabulary? Do you take more time in reading comprehension? Do you have mastery of quantitative fundamentals? Are you able to complete the mock test by the required time? Do you blank out and get nervous?

Key factors to watch on –

(i) Yes, mock tests do help in your own way.

(ii) Take every mock test as if it’s the actual exam.

(iii) Don’t take tests for the sake of taking tests.

(iv) These tests will not to tell you how good you are, but how you can be better.

(v) Try to analyze these tests to understand your strengths and weaknesses.

(vi) Learn from your mistakes and don’t kept repeating them.

(vii) Know your area of strength and target them (like If you are good in Reasoning so used to make sure you get them right every time).

Don’t demotivate with Mocks Test score – Mock Test score doesn’t matter much. The biggest myth that candidate have in their mind is that if they are not scoring good marks in Mock Test, they feel that it’s waste of preparation and it is end of road for them. They cannot qualify the actual exam with such low scores.

Mocks is just to analyse where are you lacking and how can you improve. One of my friends who prepared with me never qualify section test in any mock. But, he never stop and keep practicing. Today he is a Bank PO in a Bank of Baroda.

You get to know your strong and weak areas

1. Good Speed, Good Accuracy: You are already good but do regular practise.

2. Good Speed, Bad Accuracy: Look at your practice answers. Where is the mistake happening? Is there a pattern? Assess and improve.

3. Bad Speed, Bad Accuracy: Put in the most focus into this section. Work by researching on easy tips and techniques to improve the speed and accuracy for these types of questions.

4. Bad Speed, Good Accuracy: Practice, Practice hard, Practice more. Practise each questions by setting timer. Try to apply short tricks. Practise will improve speed. Get easy strategies on improving and keeping the momentum that are available by us.

Once you have made your assessment, familiarize yourself with the banking examination. Know the parts of the exam. IBPS consists of Quantitative Aptitude, English language skills, Reasoning clubbed with Logical Reasoning, Computer and General Awareness.

Then, divide the whole work into simple steps –

How to master in English Section?

Are you good at knowing the meaning of difficult words?
Is there a lot of room to improve? Then, if so, set a target.
Let us say to memorize thousand difficult words in two months.

  • Divide it up into chunks and seriously master each chunk. Memorize with a fresh mind.
  • Read our English Master Series and practise Exercise to have good command over English Grammar, go through our
  • Easy way to learn English vocabulary and read books like Word Power Made Easy by Norman Lewis to improve your vocabulary skills.
  • You can use the difficult words assigned for the day in conversation or in your writings to help you practice.
  • Improve your context skills and learn how to free associate.
  • Play word games online or with friends and crossword puzzles.
  • Use memory tricks like mnemonics. Practise vocabulary tests. Target to improve your results each time. Get excited about learning new words.
  • Next, see your performance in the reading comprehension section of the mock test.
  • Are you quick in picking up the context and meaning of what you are reading or do you need some time? Practice by doing a lot of reading.
  • Read books, articles, blogs, websites, newspapers etc. of varying topics and length.
  • Reading newspapers like the Hindu, Economic Times etc is a good start. Certain international newspapers and magazines like The New York Times, Economist and Washington Post (all available online) will give you international perspective and good reading practice.
    This will improve your reading speed and comprehension.

How to master in Quant Section?

The basic idea is to get your fundamentals (basics) strong. Generally, quantitative questions in the exams are based on simple concepts, and this makes it an absolute must that one has a working knowledge of these concepts. For this, a few core skills should be developed.

  • These core skills include accuracy and speed. (Refer to the four quadrants mentioned earlier.)
  • It also includes the ability to perform simple and complex calculations under time pressure and the ability to use logic and reasoning while solving mathematics questions.
  • Furthermore, pacing is an important aspect. It involves the practice of moving onto the next question if you are stuck on a single question so to cover more of the test.
  • Do not waste most of the time in a few questions while missing out on the rest.

How to master in brain trauma section?

Reasoning, have you ever thought why this section is needed or important for banking exams. As this section has no practical application in banking jobs.This section is important because it reflects you, your ability to solve situations and the most important thing is how you approach, how you think and solve the situation in less time. This section requires lots of practise to acquire . You will yourself find out the best way out of several others to solve puzzles, coding decoding, input output etc in Reasoning Section only through practise. As per the new pattern this section now has the tremendous power to dominate you in any exam.

Computer Section

To score good marks in computers section go through our computer notes and computer digest and solve daily quizes. Also read books of Arihant and Kiran Publication.

How to master in GK Section?

Now the section which has no end, no boundary. General Awareness acts as a sweet dish, a dessert in Exams. A Game changer, less time consuming with 100% accuracy. This section needs vast information with daily update. We all know that “Old is Gold”, same thing applies here too.

  • We need to make a habit of reading newspapers regularly.
  • Read “The Times of India”, “The Hindu”, “The Telegraph” etc.
  • You need to keep an eye on what’s happening around you in your country and world as well.
  • There are many leading magazines that focus on current affairs and General Knowledge.
  • These magazines beautifully categorize the articles with its genres to make it interesting to read on. Some of the useful magazines areBanking Service Chronicle, Pratiyogita Darpan, Business Today etc.
  • Follow news channels at least once a day. You can watch Times Now, NDTV, ET Now, Zee News etc. Try to go through all the breaking and highlighted news, and make it a habit.
  • Note down all important news of the day in your note book and learn it and revise it on a next day. This exercise will make you master in GK section.
  • Use internet resources Google, YouTube and Wikipedia.
  • Try to give priority to areas like Sports, Government Affairs or technology, news on banking sectors, and economic and business news.
  • Last but not the least follow our Daily GK Updates and GK Digest & One Liner GK updates will keep you a step ahead.

At last –

(i) Online Examination is an exam which needs preparation and also smartness.

(ii) Crack Bank Exams because you “want” to and not because you “have” to or “prove” yourself to someone.

(iii) Hard work never goes waste. It always repays well in some form or the other, sooner or later.

(iv) Don’t go by what society says or what status quo dictates. Just do what you feel morally right and good about.

(v) Since you only need to succeed once, it doesn’t matter how many times you fail. Learn from your failures and stick to your dreams during your darkest times. the dark times prepare you for your success.

(vi) Basics are important. Some realize it earlier, some later….

How is work-life balance in SBI PO?

Hi, I will try to answer every question. But, let me tell you before hand that these all are either my personal opinion, or based on my friends or relative’s experience.

I do not work as an SBI PO, neither I have anything against anything the job role of SBI PO or any other bank PO. Whether you will join or not is totally your decision.

Let me address it one by one.

Future progress: Entirely positive. Lots of growth in terms of designation, salary, work profile etc.


Simply because SBI is the largest bank in India, they are focusing heavily in penetrating Rural India. providing more and more SME loans and reducing NPA.

So growth prospect of SBI is better than any other bank. SBI’s gross NPA stood at Rs. 93,137 Cr, which is better than other top banks.

SBI’s operating income increased by around 15% in the last financial quarter which is awesome considering the size of the organization.

Investors are bullish on its performance in the coming years.

So, if you want your personal growth, great job prospect, then SBI is the best place for you to start your career.

Work-Life balance: It can go for a toss. It happened to actually everyone I know works currently or worked in past as an SBI PO, or any other role in SBI retail banking division. They have high work load in general. 9 hours of work, which increases drastically during quarter ending and financial year ending. SBI regularly sends their employees for training as well, so employees are always occupied with (unwanted) work!

It is up to the individual on how he/she copes up with the high work pressure. Some people can work like machine for several hours, some people just can’t do that for long. One of my female relative could not take it much longer, she was so depressed with her work life balance, that she had to take medication to relieve stress.

There is no special treatment in terms of working hours of female employees. One of my friend who is in SBI, Kolkata, has told me about this.

Job satisfaction: If you like working in a high pressure, high growth, public dealing work environment with 6 day work week, also, if you love finance and accounting, be it mediocre or innovative, high chances are you will be satisfied with the SBI job profile. But, still is a subjective matter, depends on many parameters, it is up to you, what parameters are important for you.

The positive things are

  1. Career growth
  2. Decent salary.
  3. Lots of perks and benefits.

Negative things(Negative for me only)

  1. Lots of transfers (Mandatory rural posting)
  2. High pressure and mundane work environment.
  3. No innovation in the retail banking division → Boring job
  4. 6 day work week.
  5. Tough to switch to other sector/company.

Now, let me talk about MBA and it’s pros and cons!


  1. Diverse work profile: I read about this point during my MBA preparation days, never really understood the significance, now I understand it to some extent. I have seen alums switching from Supply chain Manager of ITC to Strategy Consultant at Accenture Strategy, P&G to Deloitte, Amazon to Reliance Jio, GEP to Olam International etc. With an MBA degree from a top institute, you become a part of the huge alumni network. That network is very important to get a desired job in the desired company, but you have do it wisely.
  2. Money: back in 2014, when I had IBPS PO and IBPS IT officer job offers at hand, I rejected both and instead chose to go for PGDIM at NITIE because I wanted to earn more money in my life. Plain and simple. Right now, I am earning more money than that of bank PO/IT officer (I considered Opportunity cost as well!)
  3. Onsite opportunity: Chances of going to foreign countries are far more in post MBA career than in Indian banking sector. Specifically, in IT/Consulting/Finance it is more compared to other fields. You can check LinkedIn to find the alumni of top 15 Business schools in India with 7/8/10 years work experience and see what they are currently doing, their current location, company, role and designation. You will get a decent idea. Consider this very important.
  4. Switch to other company: Do you know any of your uncle/relative who switched from SBI to UBI or BOB to PNB? I do not know any one, may be there are some people who have done that. but, people usually do not do that. Why? Either because they are very happy and 100% satisfied with their dream banking job or they do no have the option to switch jobs. Switching to other company or industry is part of the game post MBA career. This gets you better opportunities, better salary, higher designation etc. Even Vishal Sikka switched from SAP to Infosys!

Now, you have to decide what you want to do with your life. Consider the following parameters, write it down as per their importance in your life and then write which sector will help you to achieve what you want.

  1. Money
  2. Career growth
  3. Innovation and exciting job.
  4. Customer dealing.
  5. Onsite opportunity
  6. Job security
  7. Work-life balance
  8. Working in the nonmetro city or rural areas
  9. Free Petrol for your vehicle
  10. Free newspaper all your life


What are the best books for SBI PO preparation?

SBI PO exam has certainly become one of the toughest exam to crack, following last year’s (2016) immensely tough, unexpected and out of the box examination.

Mind you there is no particular book for SBI PO. Believe it or not but this is the harsh reality.

But there are few things you can do to steer clear of other candidates.

  1. Brush up your basics like anything.

Memorise mathematics tables, formulae.

2. Read newspaper daily without fail.

3. Memorise 10 vocabs daily and revise the previous vocals before moving onto the next one.

4. For current affairs refer the below things:-

Read daily GK updates from newspaper

Write dows all the current affairs points in a copy datewise and revise them daily.

5. For logical reasoning, just understand the concept of puzzles etc, and then practice them thorugh mock tests.

6. Last but not least, Mock Tests.

I will also share my strategy for prelims, if it helps anyone, as this strategy enabled me to score 63 marks in SBI 2016

Prelims is of duration 60mins, comprising 3 subjects maths, english and reasoning.

For better time management, i attempted maths first, followed by reasoning and at the end english.

This is because, maths and reasoning have higher accuracy rate, if you attempt 40 ques combined, you should be getting 35+ correct in both of them.

Now, for english, ensure you have 10 mins left, which is enough for english. Attempt the vocab part in RC, dont even read the comprehension, attempt the fillers, attempt sentence correction, error finding, synonyms, antonyms only. But be careful of accuracy. Dont try and guess the answers.


Which is better RBI assistant or SBI PO?

SBI PO:-  

  1. It is the highest paid govt bank job at entry level.
  2. SBI is the most widely known India’s commercial banking brand, almost 179 branch are outside India ,so option to work abroad is also open.
  3. Promotion is fastest among the any govt job, one can reach up to General Manger in almost 15-18 years.
  4. Allowances paid for SBI PO is highest among the PSU jobs.
  5. One can join pvt firm or MNC bank after CFA, FRM or MBA(correspondence) with 5-6 years experience for higher salary.


  1. As a PO work pressure is very high , one can not prepare for other exam like SSC or UPSC when as a PO in SBI.
  2. No fixed timing of working, one need have to work till 10 pm also.
  3. As it is the biggest brand responsibility is also more.
  4. Posting will be anywhere in India, one may need to go to a backward village as bank’s transfer policy which is in every 3 years, so a person living in city my hesitate to go to rural places.
  5. As per the working pressure and hectic schedule SBI PO or any Bank PO job may be not called as a govt job now a days because of rising NPA  and loan defaulter (Vijay Mallya and Gautam Adani like people ruined bank working system).

RBI Assistant:

  1. Purely govt job best job with no work load in banking sector in India with no public dealing.
  2. Fixed working time, Saturday and Sunday off.
  3. Perks and allowances are very good almost equal to most PSU bank’s officer level.
  4. Learning is much more in RBI then any other commercial bank.
  5. Get very good time for preparing RBI Grade B, SSC and UPSC exam or CFA, FRM.
  6. RBI Grade B exam will be easy if one qualify in written exam as in interview one with RBI experience would preferred more.
  7. After 4-5 years salary will be same as a PSU bank officer as RBI Grade A officer scale is same as Scale-2 officer of PSU bank, and one can appear promotional exam for Grade A after 3 years.
  8. Posting in home state and after getting promotion to officer posting will be in metro city. Transfer is every 5 years in RBI.


  1. After all it is clerical job, one need to assist his/her immediate officer in RBI.
  2. One have to appear in Grade B direct recruitment for more exposure.
  3. Vacancy is very less, so competition is more.

Now you can decide.


How was your SBI PO interview experience?

So I have given the interview in 2017 for PO. Venue SBI LHO delhi . And Because I am from engineering background I was little nervous first but in my panel out of 12 members 10 are engineers ;). So the process goes like this .

Reporting time :12pm . So the students from 12 pm batch divided into four panels .each panel of 12 members. Process start with document verification. Then time for GD . 12 members and 2 observers . So my GD topic is business and ethics are two sides of coin . Discuss. Gd goes well , you just have to keep calm and speak. Do not try to fight or loud your voice and most important never try to see the observers during speech . Just face your panel members and speak. Time limit was 20 minutes , you have to come to conclusions within 20 minutes.

Second was PRIORITIZATION. Topic: female foeticide. On a paper there was 12 points written like giving reservation,sensitization, education etc . You just have to prioritize the points according to your thoughts.

Now after waiting for approx 2 hours at 6pm I have been called in front of interview panel. I was the last one .

There were 5 members there (4 male and 1 female ) lets name them I 1 ,I2 , I3 etc

I1: whats your father do ?

me : told

I1 : so mr. aditya tell me what is bandwidth ?

me: ans given (satified by the ans)

I2 (female) : so you are the member of literature club. Lets play a game , I give you one word and you have to tell whatever comes in your mind first . ( like in ZNMD movie 😀)

me : OK

so its goes like this :

I2 —————————-me

literature ———————books

books ————————-knowledge


dance—————————— art

north korea ——————————- missile

south korea —————————- dispute

JDU ———————————— bihar

nistish kumar ————————— cheif minister

I3 : so you are telling about north korea , tell me what kind of rule is there.

me: dictatorship

I3 : tell me another famous dictator other than in north korea and hitler.

me : sorry sir I dont know ( in nervousness I forget about mushraf and mossulini…..)

I3 : what are bank rates ?

me : told

I3: what are repo rates ?

me : told

I3 : what is difference between bank rates and repo rates

me : I told the opposite and after that they corrected me.

I4: so you are talking about RBI , what is LAF ?

me : sorry sir , I dont know.

I2 : do you know about sasikala ?

me : yes

I2 : tell me about her

me : told about her party and present scenerio ( looks satisfied )

I4 : today a big company was sold , tell me the name of the company .

me: sorry sir I dont know

I5 : after engineering why banking ( most famous question in interview)

me: told ( little satisfied )


they ask the questions from your words only so be careful about choosing your words. I have done some mistakes, don’t do that. And also you should aware about your surroundings and current affairs. All the answer I have given just from the habit of daily newspaper reading nothing else.

So your daily habits sometime save you , try to develop some good habits. Hope this will help.